Investment

Wall Street “Wizards” Just Presided Over the Biggest Money Drain in History – And They Are Getting Off Scot Free

Posted by on November 27, 2012 at 12:19 pm

Executive Memorandum CONFIDENTIAL To: The New CEO From: The Previous CEO Date: November, 2012 Re: Wall Street “Wizards” Just Presided Over the Biggest Money Drain in History – And They Are Getting Off Scot Free I imagine you are as furious as I am at the way Wall Street’s minions managed their global bloodletting.  They [...]

Remember “Niche Marketing”

Posted by on November 13, 2012 at 8:47 am

Remember how we assumed that markets were already well-defined,”mature” and of relatively fixed size, so we fought only for a fractional piece of them.”Nobody bothered to figure out what if everybody settled for a fractional piece, and nobody made an effort to expand the market, the end result a no growth profit zone. Not many enteprises [...]

The New Reality

Posted by on October 2, 2012 at 10:23 am

Confidential To: The CEO From: The Former CEO, now Chairman of the Finance Committee Date: October 2012 Re: The New Reality Thanks for the extremely gracious reception you gave my last memo. I’m glad you found it useful. Thanks also for asking me to write another memo. I’m flattered. Doubly so because I really intended [...]

P&G Goes Down the Drain.

Posted by on June 22, 2012 at 9:44 am

P&G needs drain clean the businesses are clogged up. “P&G cuts its earnings guidance, lowered its outlook which is worrisome sign,especially after P&G  reported The and s string of weak results What happened? They are in hyper competitive markets. They either did not know it or did not know what to do. They did not know [...]

Creativity in the 5th Dimension.

Posted by on June 21, 2012 at 3:17 pm

A new kind of discovery has emerged in which sources of creativity have been founded as much upon marginalized sites and contexts as upon creative hubs. Now, the most important thing to work on is creative discovery, which is not only about creativity, it’s the whole understanding of discovery.

Innovating Innovation

Posted by on December 5, 2011 at 12:38 pm

The rules of the road must change. The financial system is badly in need of innovation. I do not mean financial engineering that Wall Street sells as innovation. I do not mean derivatives and other financial products that nearly bankrupted the country. Wall Street needs to question and re-question their fundamental assumptions and models. It [...]

Sidewalk Vendors

Posted by on September 7, 2011 at 3:34 pm

“There was an interesting article about innovation in The Financial Times [September 12, 2011] entitled “Real life trial and error drives innovation.” There have been a thousand books  and business school papers written on innovation. Luke Johnson believes that we can learn a lot from street vendors. Typically, these vendors serve pies, porridge, churros, hot [...]

Shareholder Dividends

Posted by on April 8, 2011 at 9:46 am

In business, to increase a dividend is to reduce the sums available for new capital spending. If the shareholders are not interested in the future of the company because they can sell their shares tomorrow, they will want to see dividends, not retain profits in the account. The managers, on the other hand, with their [...]

Wall Street

Posted by on January 17, 2011 at 2:43 pm

Wall Street is an enterprise’s worst nightmare.

Green Mountain Coffee

Posted by on December 10, 2010 at 8:33 am

GMCR has lowered its estimates for 2011 after the stock took a 10% haircut. GMCR was supply side driven and short term. The company recorded remarkably results. High multiples. Stock explored. The stock could not sustain those multiples. The company has an opportunity begin again. GMCR needs to take a crash course in marketing. The [...]